Remortgages

Remortgage Pricing

Our fees cover all the work required to complete the remortgage of your property.

What Sets Us Apart
Here at Dutton Gregory, our experience speaks for itself. With over 250 years of combined knowledge between them, our Residential teams pride themselves on client care and quality service, paving the way for you to fully enjoy the excitement of purchasing your new home.
Our Services:
  • Are always overseen by a qualified solicitor, keeping you in safe hands.
  • Have been established since the 1800’s, with solid local knowledge and an excellent reputation.
  • Remain direct and personal for you. No call centres, just easily contactable, friendly faces, on the phone or in person.
  • Have you in mind, with a true belief in training, and a focus on staff development across all levels, from Assistant to Partner, ensuring you receive the highest possible service year on year.
For more information on our Residential Teams, including qualifications and experience of individual staff members, please click here.

To receive a fully personalised quote, please complete our How Can We Help form to the right of this page, call 01202 315005 or email contact@duttongregory.co.uk

Breakdown of our Professional Fees

  • Conveyancing Fee £450 – 650 + VAT
  • ID Check £25.00 + VAT (if we act for you on a sale and a purchase in a chain, we will only charge this once)
  • SDLT Admin Fee £50.00 + VAT (if required)
  • Obtaining Official Copy of Title Deed £15 - £30 + VAT
  • Same-Day Bank Transfer Fee (CHAPS) £35.00 + VAT
  • Land Registry and Bankruptcy Searches £10.00 + VAT

Subtotal of costs (average): £700 + VAT


Disbursements / Third Party

Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

If required, these costs are not included in our fees.

  • Chancel Indemnity (up to £3 million of cover) £5.03
  • Land Registry Fee (average cost, dependant on purchase price)
  • Notice fees to pay freeholder/managing agent around £100

Example of Estimated Total*

For example, if you are looking to re-mortgage a £170,000 property, the estimated total (including required disbursements/third party) would be around: £853.03 + VAT.


*There are a range of factors that could increase the cost of our service. For example;

  • If we need to obtain Indemnity Insurance Policy (if required) £30 + VAT (Policy premium paid by client and varies based on purchase price).
  • Digital signing of documents £4.58 + VAT

To receive a fully personalised quote, please complete our How Can We Help form to the right of this page, call 01202 315005 or email contact@duttongregory.co.uk

Stages of the process

The precise stages involved in re-mortgaging a property vary according to individual circumstances. However, below we have suggested some common key stages:

  1. Take your instructions and give you initial advice
  2. Check finances are in place to fund re-mortgage and redeem existing mortgage (if any)
  3. Receive and advise on Mortgage Offer
  4. Carry out searches if required by the lender
  5. Give you advice on all documents and information received
  6. Go through conditions of mortgage offer with you
  7. Advise on joint ownership
  8. Send documents to you for signature and finalise and agree financial statements
  9. Agree completion date
  10. Arrange for all monies needed to be received from lender and you
  11. Obtain pre-completion searches
  12. Complete re-mortgage and redeem existing mortgage (if any)
  13. Deal with application for registration at Land Registry

To receive a fully personalised quote, please complete our How Can We Help form to the right of this page, call 01202 315005 or email contact@duttongregory.co.uk

Please be aware that our pricing is subject to revision.